Savings Calculator

About you
Your unpaid invoices
Your current process
Your results

Step 1 of 4

About you

First name *

Last name *

Business name *

Business email address *

We send your results to this address.

Telephone number (optional)

Your unpaid invoices

Number of outstanding invoices *

Total value of outstanding invoices *

In pounds and pence, for example 10000.00

Average number of days overdue *

Are these business to business invoices? *

Statutory compensation and interest apply to qualifying commercial invoices between businesses. We only include them if you confirm this.

Yes, they are business to business No, or I am not sure

Your current process

Estimated hourly staff cost *

What one hour of the time spent chasing invoices costs your business. (For example: the hourly rate for a staff member performing this role)

Your results will be emailed to the address you gave us.

What these invoices are costing you

Leave this field empty

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What this calculator assumes

Administration time per overdue invoice: 1.5 hours
Administration time removed by automation: 70%
Recovery speed improvement: 20%
Payment arrangement instalments per invoice: 3
Card processing fee: 1.5% plus £0.20 per payment
Bank of England base rate: 3.75% (as at 30/07/2026)
Statutory interest uplift: 8%
Statutory annual interest rate applied: 11.75%

This calculator provides an indicative illustration based on the information entered and the assumptions shown. It does not constitute legal, financial or accounting advice. Statutory interest and compensation depend on the circumstances of each invoice, the contractual terms, the parties involved and whether the debt qualifies under applicable late payment legislation. Results are not a guarantee of recovery, additional income, reduced costs or earlier payment. Customers should obtain professional advice where required.

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